
From council tax to the weekly shop, the financial burden of living alone as a single person can really take a toll.
But now, new figures have confirmed the true scale of the so-called ‘singles tax’.
This term refers to the additional costs someone faces when they can’t split them with a partner, having to shoulder the rent or mortgage, household bills, and everything else by themselves.
In 2025, food alone as a single person denotes an extra spend of up to £1,600, which is pretty shocking.
For those renting solo in London though, it’s especially difficult, with the annual singles tax meaning a whopping £19,152 more spent on housing alone.
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Incorporating other lifestyle costs – like not splitting a food shop or a hotel room at a wedding – increases the statistic, from UK Debt Expert, to £20,565.
Oxford isn’t much better either; the tax for renting alone here comes in at £13,071, rising to £14,368 when considering other costs that smug, coupled-up friends can save on.
Up in Edinburgh, things are marginally better at £11,393, while the figure for Cambridge sits at £11,192, followed by Crawley at £11,179.
All in all, this reveals the stark reality that this is all money single people lose out on purely because they’re not in a relationship.
Unfortunately, without a major societal shift, singledom likely won’t be getting cheaper any time soon. However, there are a couple of ways you can save while living alone.
How to save money while living alone as a single person
Firstly, you’ll want to take advantage of the council tax discount. Local authorities bill as though at least two people share each home together – but if you’re living alone, who’s picking up the other half? For this reason, single-person households in England, Scotland and Wales are entitled to a 25% discount.
This might not scratch the surface of how expensive solo living can be – and arguably, the discount should be 50% – but it’ll shave a few pennies off.
While a 12,000-strong petition was presented to the UK government under Rishi Sunak in February 2024 asking for the discount to be increased, these suggestions were squashed – and Keir Starmer sadly hasn’t shown any signs of taking it on.
Over on the r/Frugal Subreddit, single people shared other tips they swear by for keeping costs down.
One user, @Roots_on_up, recommended buying food in large quantities, batch-cooking, and making sure to save some for the freezer, explaining: ‘It’s cheap and if you have food on hand, you won’t be tempted to go out as much’.
Another solo saver, @outspokentrauma, learned to make the most of being home alone by ‘keeping lights off and the AC/heat low’, while @Sunny_and_lucky88 suggested ‘looking into other income streams’ like evening shift work and side hustles.
‘If you don’t have any dependents, now is the time to earn!’ they added.
The cheapest city for single people in the UK
If you’re in the market to buy and want to stretch your money a little further, the most affordable UK city for single people has been named – and it’s Aberdeen.
Here, data shows that the median value between a one and two-bedroom home is £119,350, while the median monthly pay (gross) is £3,280, as of November 2024.
Monthly mortgage repayments were placed at £510 per month in accordance with the average deposit in the region, giving an annual value-to-earnings ratio of 3.0 – which isn’t too shabby.
But it’s not just Aberdeen that’s increasingly affordable for singles: in England, the vibrant city of Liverpool is the place to be (and second on the list across Britain overall).
The median value of a 1-2 bedroom home might be slightly more expensive than Scotland’s Silver City at £130,800, but as per Zoopla’s figures, the typical monthly pay here is £2,980. Assuming mortgage repayments of £540 per month, this gives it an overall score of 3.7.
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