The Daily Breakdown takes a closer look at the crypto market, dialing in on Cronos and Polkadot, then focuses on PayPal’s earnings beat.
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Crypto Corner
We’re continuing our talk about the ins and outs of the crypto market, helping investors to get more familiar with the 100+ cryptoassets offered by eToro. Many of these names may be familiar to investors today, where we’ll discuss Cronos and Polkadot.
Cronos (CRO): Currently trading near $0.15 with a market cap of roughly $5.5 billion
Cronos is an EVM-compatible Layer-1 blockchain developed by Crypto.com, designed for fast, low-cost transactions. The network supports DeFi, NFTs, and gaming applications and was designed for broad retail access.
The CRO token powers gas fees, staking, and network governance, where validators and token holders propose and vote on key parameters. Cronos emphasizes scalability, interoperability, and decentralization. Token holders use CRO for utility and participation, not ownership rights or profit distribution — reflecting a user-driven, community-oriented ecosystem built for Web3 adoption.
Polkadot (DOT): Currently trading near $3.13 with a market cap of roughly $5.1 billion
Polkadot is a multichain blockchain platform that enables interoperability across independent networks. Built around a relay chain and connected parachains, it’s designed for scalability, security, and flexibility. DOT, the network’s native token, is used for staking, governance, and bonding new parachains.
The platform runs on a nominated proof-of-stake consensus model and supports on-chain governance, allowing token holders to propose and vote on protocol changes directly. Polkadot aims to power decentralized applications and services through active community participation — not centralized management or profit distribution.
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The Setup — PayPal
This morning, PayPal delivered an earnings and revenue beat, with Venmo revenue climbing 20% year over year. Further, management declared the company’s first dividend and raised its full-year earnings guidance. Lastly, PayPal announced a partnership with OpenAI, which will allow ChatGPT users — there are more than 800 million weekly users — to check out through ChatGPT using PayPal.
Chart as of the close on 10/27/2025. Source: eToro ProCharts, courtesy of TradingView.
PayPal has been a tough stock for investors to stick by. Coming into this morning’s earnings report, shares were down 17.7% for the year, and even with this morning’s powerful rally — up about 10% in pre-market trading — PayPal is now trading near its Covid-19 lows from March 2020. Ouch!
From here, PayPal has had trouble staying above the $77 to $80 area over the last few quarters, so bulls would like to see the stock clear this zone (as it’s trying to do this morning). If it can stay above this zone, perhaps the 2024 and 2025 highs near $93 could be in play. If PYPL fades and drops back below $77, then shares can remain in the doldrums.
Options
As of October 27th, the options with the highest open interest for PYPL stock — meaning the contracts with the largest open positions in the options market — were the January 2026 $100 calls.
Investors who believe shares will move higher over time may consider participating with calls or call spreads. If speculating on a long-term rise, investors might consider using adequate time until expiration. For investors who would rather speculate on the stock decline or wish to hedge a long position, they could use puts or put spreads.
To learn more about options, consider visiting the eToro Academy.
What Wall Street’s Watching
Shares of SoFi are rallying this morning, climbing about 4% in pre-market trading and are set for record highs. The move comes after the company beat on earnings and revenue expectations, with net adjusted revenue climbing 38%. SoFi added a record 905,000 members in the quarter, bringing its total to 12.6 million. Check out the charts for SOFI.
Shares of UnitedHealth are also up about 4% this morning after the firm reported its Q3 results. UNH beat on earnings and revenue expectations, gave a boost to its full-year outlook, and called for “durable and accelerating growth in 2026.” That said, earnings remain at a multi-year low, while shares are down ~27% for the year coming into today’s session.
Royal Caribbean stock is not faring quite as well this morning, down about 8%. The firm beat on earnings but missed on revenue expectations. While management said demand remains strong, they also noted that customers are waiting until the last minute to book their vacations. Even with this morning’s dip, shares are still up about 26% this year. Dig into the fundamentals for RCL.
Disclaimer:
Please note that due to market volatility, some of the prices may have already been reached and scenarios played out.
The post Crypto Corner: Cronos & Polkadot appeared first on eToro.
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